Privacy By Default On Midnight
Cross-Chain
Credit Score.
Privacy
Kept On Midnight
Your Proof
CKB Identity Pass
Open to
Any App
Private
Credit Scores
Veil turns your on-chain history into a credit score that apps can trust, without showing your raw score or wallet history.
Learn How It WorksVeil Credit Score
750
Excellent
Verified
On-chain behaviour
History
Tracked privately 24/7
Private
Identity shielded always
Supported chains
Ethereum
Solana
CKB
Midnight
Polygon
Arbitrum
Base
Any EVM
Identity Pass
DID You Control
Veil mints your public CKB identity pass as a decentralized identifier: a stable DID that apps can resolve and verify without seeing your raw score. Your credit data stays private on Midnight, while supported protocols only check the public anchor.
Mint Identity PassVeil ID
Identity Pass
Decentralized Identifier
Veil ID
Your DID
did:veil:0xa805475eced...12e9ff2b217a52
Record ID
0xaf21638b4c78670b...f02d80ccce53f4
ID Hash
0xa805475eced7bea0...12e9ff2b217a52
Unlock Better Terms With Higher Credit
A strong Veil score can unlock better rates and access across DeFi, while your identity and raw score stay private.
Private User
Veil ID: did:veil:0x742d...35cc
Veil Credit Score
750Identity Pass · CKB
Lower borrow rates
Down to 0.5% for Platinum band
Higher LTV limits
Up to 90% vs 60% default
Priority liquidation buffer
48h notice for high-credit users
Fee waivers on bridges
Zero bridge fees for Gold+
Early access to yield vaults
Private allocation rounds
Governance weight bonus
1.5x vote multiplier
Built for Any App
One API. Any supported chain. Any DeFi app.
Lending Apps
Ethereum · Solana · CKBLending apps can use Veil to offer better rates and limits based on a private credit band, without seeing the user's raw score.
Stablecoin Systems
Any EVM · MidnightCheck whether a user is trusted enough to provide collateral, without asking for KYC or exposing their wallet history.
DEX & Yield Apps
Midnight · EthereumGive better fees and APYs to high-credit users without linking their activity across chains.
Cross-Chain Bridges
Multi-chainReduce fraud on large transfers by checking a user's credit band without exposing their wallet data.
Plug Veil Into Your App
Veil gives any DeFi app a simple API for private credit checks — no custom contract integration needed.
Integrate Veil Into Your Stack
Add private credit checks to any DeFi app on Ethereum, Solana, CKB, Midnight, or any EVM chain. Users prove their credit status without revealing their full identity.
Works from any supported chain
Private checks powered by Midnight
CKB identity pass users control